Balanced option

Important information

From 1 February 2017, we are making some modest changes to our asset allocations. Visit www.telstrasuper.com.au/fundupdate for more information about the changes.  You may want to consider the changes if you’re thinking of changing investment options. 


Objective

To build an investment portfolio to achieve the stated return within the stated risk parameters over the specified timeframe.

Who should invest?

This option suits those who are seeking growth but who wish to lower the risk of rapid changes in value over the short term. This option is designed to provide lower levels of risk and return than the Growth option, but higher returns than the Conservative and Cash options.

Investment strategy

The Balanced option has a moderate bias towards growth assets, such as Australian and International Shares and Property, balanced by an allocation towards defensive assets such as Fixed Interest and Cash.

Return objective

Outperform CPI + 3% p.a.

Investment timeframe

5 - 10 years.

Risk objective

A high level of risk generating 4 to less than 6 negative annual returns over any 20 year period.

Long-term investment mix*


73.5% growth assets

26.5% defensive assets

Balanced option investment mix and asset ranges
graph_option_balanced

*The long-term investment mix is used as a strategic guide for investing. This split of defensive and growth assets can vary from time to time as investment in each asset class may vary within the allowable ranges.

 

Balanced option returns 

 

 Accumulation returns

Telstra Super RetireAccess® returns 

2015/2016 1.31%
1.29%
2014/2015     9.98% 11.07%
2013/2014 15.81% 17.70%
2012/2013   16.91%  19.94%
2011/2012 0.00% -0.02%
5 year returns 8.57% 9.69%

Past performance is not a reliable indicator of future performance. Further information.

The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.