Conservative option

Important information

From 1 February 2017, we are making some modest changes to our asset allocations. Visit www.telstrasuper.com.au/fundupdate for more information about the changes.  You may want to consider the changes if you’re thinking of changing investment options. 


Objective

To build an investment portfolio to achieve the stated return within the stated risk parameters over the specified timeframe.

Who should invest?

Those who are close to retirement or who want to maintain some growth, with a lower risk of capital loss than the Balanced or Growth options.

Investment strategy

The Conservative option has a bias towards defensive assets, in particular a high weighting towards cash to minimise short term fluctuations (risk) but some exposure to growth assets for long term growth (return).

Return objective

Outperform CPI+ 1.5% p.a.

Investment timeframe

3 - 10 years.

Risk objective

A medium level of risk generating 2 to less than 3 negative annual returns over any 20 year period.

Long-term investment mix*

38.5% growth assets

61.5% defensive assets 

Conservative option investment mix and asset ranges

 

Conservative asset allocation and ranges

*The long-term investment mix is used as a strategic guide for investing. This split of defensive and growth assets can vary from time to time as investment in each asset class may vary within the allowable ranges.

 

Conservative option returns

 

 Accumulation returns

 Telstra Super RetireAccess® returns

2015/2016 3.61%
3.84%
2014/2015  7.12%  7.71%
2013/2014 10.39% 11.50%
2012/2013   10.58%  12.36%
2011/2012 3.46% 3.96%
5 year returns 6.99% 7.81%

Past performance is not a reliable indicator of future performance. Further information.

The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.