Defensive Growth option

Important information

From 1 February 2017, we are making some modest changes to our asset allocations. Visit www.telstrasuper.com.au/fundupdate for more information about the changes.  You may want to consider the changes if you’re thinking of changing investment options. 


Objective

To build an investment portfolio to achieve the stated return within the stated risk parameters over the specified timeframe.

Who should invest?

Members who want to enjoy moderate growth with greater security. This option is designed to give more flexibility for members who might be looking to access their superannuation in the short or medium term and want to continue participating in capital growth.

Investment strategy

The Defensive Growth option is uniquely structured to adjust its exposure to a range of growth and defensive assets, based on the performance and confidence of investment markets at any point in time.

Return objective

CPI + 2% p.a.

Investment timeframe

2 -6  years.

Risk objective

A medium to high level of risk generating 3 to less than 4 negative annual returns over any 20 year period.

Long-term investment mix*

55% growth assets

45% defensive assets

Defensive Growth option investment mix and asset ranges

Defensive Growth asset allocation pie chart 

*The long-term investment mix is used as a strategic guide for investing. This split of defensive and growth assets can vary from time to time as investment in each asset class may vary within the allowable ranges.  

Defensive Growth option returns

 

Accumulation returns

Telstra Super RetireAccess® returns

2015/2016 4.75%
5.27%
2014/2015  8.50%  8.78%
2013/2014   13.00% 14.35%
2012/2013   11.59%  13.33%
2011/2012 5.34% 4.45%
5 year average 8.58% 9.16%

Notional returns have not been included as the structure of the option is not based on the performance of a single index.

Past performance is not a reliable indicator of future performance. Further information.

The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.