MySuper Conservative

Important information

From 1 February 2017, we are making some modest changes to our asset allocations. Visit www.telstrasuper.com.au/fundupdate for more information about the changes.  You may want to consider the changes if you’re thinking of changing investment options. 


Objective

To build an investment portfolio to achieve the stated return within the stated risk parameters over the specified timeframe.

Who should invest?

Those who are close to retirement or who want to maintain some growth, with a lower risk of capital loss than the MySuper Balanced or MySuper Growth options. 

Investment strategy

MySuper Conservative has a bias towards defensive assets, in particular a high weighting towards Cash to minimise short term fluctuations (risk) but some exposure to growth assets for the long term growth (return).

Return objective

Outpeform CPI+ 1.5% p.a.

Investment timeframe

3 - 10 years.

Risk objective

A medium level of risk generating 2 to less than 3 negative annual returns over any 20 year period.

Long-term investment mix*

38.5% growth assets

61.5% defensive assets 

MySuper Conservative investment mix and asset ranges

 

Conservative asset allocation and ranges

*The long-term investment mix is used as a strategic guide for investing. This split of defensive and growth assets can vary from time to time as investment in each asset class may vary within the allowable ranges.

 

MySuper Conservative returns


Accumulation returns

2015/2016 3.84%
2014/2015   7.12%
2013/2014 10.39%
2012/2013   10.58%
2011/2012 3.46%
5 year returns 6.99%

Telstra Super MySuper Product Dashboard

The Product Dashboard is legislatively mandated and is designed to provide members with a snapshot of investment performance, risk, and fees and costs associated with Telstra Super’s MySuper arrangement. View the Product Dashboard.

 

Past performance is not a reliable indicator of future performance. Further information.

The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.