Further information on investment returns

The accumulation investment returns are net of investment management fees and investment taxes, but before deducting any administration fee. The Telstra Super RetireAccess investment returns are net of investment management fees but before deducting the administration fee. Where quoted:

• All 7 and 10 year returns for the Property and Fixed Interest options are notional as these options were introduced on 1 January 2004.
• All 10 year returns for the Australian and International Shares options are notional as these options were introduced on 1 July 2001.

Notional returns are based on actual performance of Telstra Super's investment within the asset class during the relevant period. The asset mix of investment options may change from time to time.

Past performance is not a reliable indicator of future performance.