Can I access my super?

Your ability to access your super depends on your preservation age  and the components of your super that are preserved and restricted non-preserved . Depending on how long you've been working and contributing to your super, you may also have some funds available that are classed as unrestricted non-preserved  (available as cash at any time). If you change employers any restricted non-preserved funds you may have become unrestricted non-preserved.

Although you will have access to these funds, there may be tax implications. You should consider the consequences of withdrawing them carefully, particularly given that super is tax-free from age 60. Telstra Super Financial Planning can advise you how best to minimise tax in line with your personal circumstances and obligations.