Insurance premiums & cover calculator

Estimate your insurance cover, as well as how much it could cost. 

You can use this calculator to estimate:

  • your base level death and Total & Permanent Disablement (TPD) cover and premiums.
  • the cost of any additional cover - you can apply for any amount of death cover and depending on your arrangement and eligibility conditions, you may be able to apply for up to $5 million TPD cover. If you are in a defined benefit arrangement, please read the note below.
  • your level of income protection cover and premiums.

Calculate insurance premiums and cover

Use this calculator to estimate your insurance cover and how much it could cost

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Base level insurance

If you’re employed on a part-time or full-time basis, your base level of insurance cover is calculated as the:

(Greater of DB Multiple or Telstra Super Corporate Plus Multiple) x
(Greater of FAS at the transfer date or Salary for Insurance Purposes [at each 1 July*])

To confirm this amount, log in to SuperOnline and click on ‘My insurance’ or contact our Member Centre on 1300 033 166.

Your base level insurance cover is calculated as a prospective service benefit.

Log in to SuperOnline and click on 'My insurance' to calculate, or contact the Member Centre on 1300 033 166.

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* As at your transfer date Salary for Insurance purposes was calculated using your 1 October 2014 Salary for Insurance purposes.

Where to from here?

  • To find out more about comprehensive and affordable insurance options with Telstra Super click on the Insurance tab at the top of this page.
  • To apply for additional death or death and TPD cover upon the occurrence of a specified Life Event, complete a Life Event Insurance Application (316kb) (not available to defined benefit members or Telstra Super RetireAccess members).
  • For assistance with your insurance requirements over the phone, call us on 1300 033 166.

Please note:

  • If you are unsure about your employment status, please check with your employer.
  • The premiums quoted in this calculator do not take into account any other insurance cover you may hold.
  • Your age next birthday as at last 1 July is used  when calculating insurance premiums.
  • If you are in a defined benefit arrangement, to estimate your annual cost for top-up death cover (of any amount) and TPD cover (up to $5 million) you will need to know your base level of insurance cover (which is currently paid for by your employer). To obtain this information, log in to SuperOnline or call Member Services on 1300 033 166.
  • If you are a Foxtel employee who transferred from Austar on 1 July 2015, with an age next birthday of 53 to 60, please log in to SuperOnline to obtain your current cover and premiums or call us on 1300 033 166.