TelstraSuper 

Most employers allow you to make pre-tax contributions from your salary to your superannuation. To find out if you can, or to arrange this, contact your payroll office.

There are contribution limits on the amount of pre-tax contributions you can make.

How you treat your super depends on your personal circumstances. Visit the following pages for more information relating to:

• Retrenchment
• Retirement
• Changing employers 

Alternatively you can make an appointment with one of Telstra Super Financial Planning's expert Financial Planners by calling 1300 033 166 or request an appointment online.

How you treat your super depends on your personal circumstances. Visit the following pages for more information relating to:

• Changing employers
• Retirement
• Retrenchment

One account = one fee. Here’s some tips on how to find your unclaimed super and consolidate your funds today:

• Visit the ATO website (http://www.ato.gov.au/super/content.asp?doc=/content/33301.htm)  and complete an online search for your lost super or call the ATO's automated Super Seeker service on 13 28 65
• Contact any of your previous employers for information on where they paid your Superannuation Guarantee (SG)

If you haven’t changed your address in a while you can wait until September when you will start to receive your Annual Statement/s from previous fund/s.

The amount of premiums you pay depends on which super arrangement you are in and the type of cover you have elected or received automatically.

Go to ‘Insurance cover’ under My super or refer to your product disclosure statement for further details.

The tax you will pay depends on your age, the amount you withdraw, and the components of that amount. To find out more about tax on withdrawals refer to My super  and go to ‘Tax and my super’. 

There are 3 ways you can become a member:

• As a new employee of the Telstra Group
• As family of an existing member
• As a former Telstra Group employee

Find out which product is right for you.

This is a time when it is important to be well informed about your investment choices. This may involve seeing a financial planner. Your options are:

• transfer your money into Telstra Super RetireAccess®
• take a cash payment by requesting a Benefit Instructions form on 1300 033 166
• transfer your money into another superannuation product.

You should consider the tax consequences of each of these options before making a decision.  To book an appointment with a Telstra Super Financial Planner call 1300 033 166 or make an appointment online. 

To ensure your money lasts between jobs you'll need a sound financial plan. To help you with your plan you can:

• Request an appointment with Telstra Super Financial Planning online or make an appointment by calling 1300 033 166 for advice on structuring your expenditure and to minimise tax.
• Use our Budget planner to calculate your weekly, fortnightly, monthly, quarterly and annual expenses and take it to your planner for review.

For more information, go to our Retrenchment section.

Yes you can. By pooling your super into the one account you will pay one low administration fee, competitive investment management fees and reduce the headache of having your super in lots of different accounts. Plus we won’t charge you any fees for transferring your money into Telstra Super. Save yourself some money and hassles.

If you are a Defined Benefit member, any super you transfer from another fund will be rolled into your Voluntary Accumulation Account (VAA). If you do not already have a VAA one will be set up for you.

Simply complete a Rollover Request – full account roll-in to Telstra Super form (67kb) and send it to us. We will write to you when the money has been received.

Yes. Telstra Super Financial Planning is able to provide a full financial planning service to Telstra Super members. One of their Financial Planners or Super Advisers can assist you with your immediate retrenchment issues and advise you about the most appropriate actions to take now. A comprehensive financial plan can then be undertaken in later months once you are over the initial retrenchment 'hurdle' to review your situation and address any changes in your employment status.

Telstra Super Financial Planning is dedicated to providing ongoing advice and service to members of Telstra Super and this does not end when you cease working for Telstra. Their advisers and planners are salaried, not commission based, which means their advice is in your best interest.

To make an appointment with Telstra Super Financial Planning, call 1300 033 166 or request an appointment online.

You can choose monthly, quarterly or annual income payments.

• Monthly payments are made on the 28th of each month.
• Quarterly payments are made on the following dates: 28th March; 28th June; 28th September; 28th December.
• Annual payments are made on the 28th day of the month you nominate.

Public holidays and weekends: if payment falls on a public holiday or weekend then the payment is processed on the previous business day.
 

You can use your super to open a Telstra Super RetireAccess income stream provided you have at least $10,000 in your account and you meet one of the following criteria:

• you have reached preservation age (currently age 55)
• you have applied and been approved to receive a Total & Permanent Disablement benefit.

Read more about a Telstra Super RetireAccess income stream.

Investment earnings are taxed at the low concessional rate of 15%. Investment earnings are applied to your account after tax has been deducted.

No, you cannot contribute directly into an existing Telstra Super RetireAccess account. However, you can open up, or continue to contribute to, a Telstra Super Personal Plus account and subsequently roll over these funds to a new Telstra Super RetireAccess account.