Access HCF's corporate health plan at a discounted rate 

Telstra Super has an alliance with leading health fund HCF, to give our members access to quality health cover at a lower price.
This means you and your immediate family can enjoy access to a discount of up to 5% on premiums across HCF's corporate range of hospital and extras cover.


What is on offer?

In addition to a discount of up to 5% on premiums you will also receive:

  • More benefits - in 2004, HCF returned 93 cents in every dollar back to members in benefits (against the industry average of 87 cents) [1]
  • More cover - take out hospital and extras cover and HCF will waive the usual 2 & 6 month waiting periods on extras; letting you claim immediately on services such as dental, optical, physio and more*
  • More savings - only one hospital excess is payable per person per calendar year and no excess is charged for your dependant children
  • Access to the My Health Guardian program - a unique online program to help you take charge of your health and well-being 
  • 10% member discount on travel insurance and pet insurance.

Quality health cover at an affordable price

Ensuring you and your family have adequate health cover is an important consideration. While private health insurance can be considered expensive, avoiding private health cover may leave you exposed to the Government's Medicare Levy Surcharge and Lifetime Health Cover loadings.


Recognising these issues faced by our members, Telstra Super negotiated HCF private health cover with a discount of up to 5% on premiums. It is another benefit for Telstra Super members.


Why HCF?

Established for over 80 years, HCF is Australia's largest not-for-profit health fund. This means that, like Telstra Super, HCF exists to benefit members. HCF has a range of great value cover options available that offer genuine value for money, and they consistently return more in benefits than the industry average.


In recognition of their excellent value-for-money offering, leading ratings agency, Canstar Cannex, awarded HCF their top national award in 2014 - for the sixth year in a row!


HCF has also been recognised for providing the most outstanding customer service in Australia, winning the 'Best of the Best' title at the 2013 Customer Service Institute of Australia (CSIA) awards.


Switching to HCF is easy

HCF will contact your current health fund and do the paperwork for you. Providing you are switching to an equivalent level of health cover, you won't have to re-serve waiting periods.


Start saving on your health cover

To get a no obligation quote or apply for discounted cover online access the HCF website.

Alternatively you can contact HCF on its dedicated Telstra Super number 1800 888 434. You will need your member number when applying for cover.

If you are an existing HCF member, simply quote your Telstra Super member number to HCF to receive a discount of up to 5%.


 * For new members taking out hospital and extras cover. Some longer waiting periods apply. All hospital services (including the same day excess) and ambulance services are excluded from this offer.

1. Private Health Insurance Administration Council data 2014.



Telstra Super logo

HCF logo