Is your super a bit messy? 

Super can get confusing and messy, but putting your accounts together doesn’t have to be.


If you’ve changed jobs, it’s likely you have multiple super accounts and paying multiple fees. Multiple super accounts isn’t just messier with more paperwork to manage – it can be a lot more expensive.

Every dollar counts in superannuation and combining your accounts means you'll pay just one set of competitive fees, plus you'll have just one account, making it easier to keep track of your savings.

You can check if you have any other super accounts instantly by logging into your online account. You can also combine them together in a few clicks, it takes less than five minutes and could save you heaps in the long run.


To consolidate online you'll need to have:

  • a Super balance that is greater than $0
  • a Tax File Number (TFN) on record 

A couple of things to think about

Before you consolidate into one account you should consider the following:

Insurance: when you consolidate your accounts into TelstraSuper, you’ll lose any insurance cover with your other funds. You may be eligible to apply to transfer any existing death and total and permanent disablement insurance into TelstraSuper (not Income Protection cover). To do this, you must apply and have your application accepted in writing before you consolidate accounts.

Advice: think about getting financial advice before you combine your super and insurance. TelstraSuper Financial Planning can provide limited advice about your insurance over the phone at no additional cost. To contact an adviser call 1300 033 166.

Pick a fund for life

Avoid creating duplicate accounts by asking your employer to pay your super into your existing TelstraSuper account – even if you no longer work for the Telstra Group. You can use your TelstraSuper account for life. It's easy to set up:


Got questions about combining your super? Give us a call on 1300 033 166 or online message us and we'll get back to you. 


Any general advice has been prepared without taking into account your objectives, financial situation or needs. Before you act on any general advice, you should consider whether it is appropriate to your individual circumstances. Before making any decision, you should obtain and read the relevant Product Disclosure Statement and Target Market Determination or by calling 1300 033 166. You may wish to consult an adviser before you make any decisions relating to your financial affairs. To speak with an Adviser from TelstraSuper Financial Planning call 1300 033 166.