Staying well in retirement

If you ask people what the most important thing in life is the answers will vary – family, peace of mind, love, faith, having enough money, job satisfaction – everyone has different priorities.  

Person with goggles making ripples swimming in a beautiful blue swimming pool.

But the one answer most agree on is the importance of good health.

We all know how debilitating getting sick can be and, if it’s temporary, the relief when we feel our healthy selves again. Staying well and healthy is important throughout life but it rises in importance in retirement.

Tips for staying well in retirement

Notice

Keep a good eye on your health.  Have regular health checks, develop a relationship with a doctor you trust, notice if something changes and then seek advice. It’s always safer to get an opinion, consult an expert and take action. Many conditions can be easily addressed if they’re picked up early. 

Eat well

What you eat does impact your health. As you get older you need fewer kilojoules but more nutrients. A variety of foods from the key groups is essential:

  • vegetables and legumes
  • fruit
  • grains
  • lean meat, poultry, fish, eggs, nuts, seeds 
  • dairy – milk, yoghurt, cheese  

Experts* recommend women over 70 eat four serves of dairy every day. It’s important to limit saturated fats, added salt, sugar, alcohol and low fibre but check with a health professional to ensure you have the right balance. The eatforhealth.gov.au website has useful tips.

Connect

Feeling part of a community that you enjoy can be the key to staying well. There are numerous ways to connect but sometimes it can be hard to know how to start. Why not try group activities like singing, gardening, cycling, walking, painting, theatre, food, or films?  Or perhaps, join a club—there's many to choose from— sporting, reading, animals, craft, exercise, language, travel,  or the larger and well known Rotary, Probus or National Seniors Australia organisations.   


Seek out bridge builders. These are people in the community who have good connections, such as activity program coordinators and well connected friends, and ask them to introduce you to others. Being socially connected and feeling useful to family, friends or the community can contribute to staying healthy and living longer.  Beyond Blue’s Connections Matter booklet has some good ideas and check out FriendLine, a support phone line if you’re feeling lonely.

Move

Keeping active is vital to staying well. Regular exercise can help you increase muscle mass, strengthen bones to reduce the risk of osteoporosis, improve heart and lung fitness, keep joints supple to minimise arthritis, and maintain appropriate weight levels.

Enjoyable, safe ways to exercise are walking, swimming and cycling and it can be fun to make physical activity a social occasion by exercising with friends. It’s important to start off slowly and aim for small improvements and keep hydrated with water. Remember to check in with your doctor if you haven’t exercised recently+.

Worry less 

Worrying about money is a common problem for people of all ages—but it doesn’t need to be. If you’re not sure how you’re tracking towards the finish line or want some help in maximising your super, an Adviser from TelstraSuper Financial Planning can help you.


At TelstraSuper we’re here to help you build a secure financial future. You can get general and simple advice about your TelstraSuper account for no additional cost – it’s part of your membership. If you want more personal advice you can make an appointment with Telstra Super Financial Planning. So call us today on 1300 033 166or fill in our online form and we'll get back to you.

* https://www.eatforhealth.gov.au/eating-well/healthy-eating-throughout-all-life/healthy-eating-when-you%E2%80%99re-older
+ https://www.betterhealth.vic.gov.au/health/healthyliving/physical-activity-for-seniors
Any general advice has been prepared without taking into account your objectives, financial situation or needs. Before you act on any general advice, you should consider whether it is appropriate to your individual circumstances. Before making any decision, you should obtain and read the relevant Product Disclosure Statement and Target Market Determination or call us on 1300 033 166 for copies of these documents. You may wish to consult an adviser before you make any decisions relating to your financial affairs. To speak with an Adviser from TelstraSuper Financial Planning call 1300 033 166.