Conservative
Objective
To build an investment portfolio to achieve the stated return objective within the stated risk parameters over the specified timeframe.
Who should invest?
Those who want to maintain some growth, with a lower risk of capital loss than the Balanced or Growth options.
Investment strategy
The Conservative option has a bias towards defensive assets, in particular a high weighting towards Cash to minimise short term fluctuations (risk) but some exposure to growth assets for long term growth (return).
Return objective
Outperform CPI+ 1.5% p.a.
Investment timeframe
3 to 10 year periods.
Risk objective
A low to medium level of risk expected to generate 1 to less than 2 negative annual returns over any 20 year period.
Long-term strategic investment mix*
38.5% growth assets
61.5% defensive assets
Conservative option investment mix and asset ranges
The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.
*The long-term investment mix is used as a strategic guide for investing. This split of defensive and growth assets can vary from time to time as investment in each asset class may vary within the allowable ranges.
Conservative option returns†
|
|
Accumulation returns |
TelstraSuper RetireAccess returns |
|
2015/2016 |
3.61% |
3.84% |
|
2014/2015 |
7.12% |
7.71 |
|
2013/2014 |
10.39% |
11.50% |
|
2012/2013 |
10.58% |
12.36% |
|
2011/2012 |
3.46% |
3.96% |
|
5 year returns |
6.99% |
7.81% |
†Past performance is not a reliable indicator of future performance. The accumulation investment returns are net of investment fees and investment taxes, but before deducting any administration fee or indirect administration cost. The TelstraSuper RetireAccess investment returns are net of investment fees but before deducting any administration fee or indirect administration cost.
The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.