Direct Access

Objective

To provide members with the choice and flexibility to manage part of their super.

Who should invest?

Those who are comfortable taking an active role managing their super investment.

Investment strategy

Allows members to invest a proportion of their super in their choice of:

  • Australian shares that form part of the S&P/ASX 300 Index
  • other listed securities such as Exchange Traded Funds (ETFs) approved by the Trustee; and
  • a range of approved term deposits.

Return objective

The return will depend on the mix of investments selected by individual members.

Investment timeframe

The minimum suggested timeframe will depend on the investments selected by individual members. The minimum suggested timeframes that generally apply to the investments in the Direct Access option are:

  • term deposits: 2 years or less
  • approved Exchange Traded Funds: 8-10 years
  • listed securities and Australian share that form part of the S&P/ASX 300. Index: 8-10 years.

Risk objective

The risk level will depend on the mix of investments selected by individual members. The risk levels that generally apply to the investments in Direct Access option are:

  • term deposits: very low risk
  • listed securities such as ETFs, and Australian Shares that form part of the S&P/ASX 300 Index: very high risk.

The likelihood of a negative return will vary depending on each member’s allocation to shares, Exchange Traded Funds and term deposits and other listed securities, and the performance of the investments selected by individual members.

Long-term strategic investment mix

The mix of growth and defensive assets will depend on the mix of investments selected by individual members. The growth/defensive characteristics that generally apply to the investments in the Direct Access option are:

  • term deposits: defensive assets
  • approved Exchange Traded Funds: growth or defensive assets
  • listed securities and Australian shares that form part of the S&P/ASX 300 Index: growth assets.

For further information read the Direct Access Product Guide.

Find out more

As with any investment option, it’s important to ensure that the choices you make suit your long-term investment strategy and individual goals and circumstances.

The current Term Deposit rates can be found here.

A list of ETFs can be found here

Find out more about the terms and conditions of use and eligibility criteria for Direct Access.

The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.