You are able to withdraw your super for a variety of circumstances which is based on your age and your work status:
- are 65 years or over, whether or not you are working
- cease gainful employment with an employer on or after age 60, without necessarily retiring permanently
- are under 60 and have permanently stopped working, and you’ve met your preservation age as seen in the table below.
- reach your preservation age and choose to begin a transition to retirement income stream while you are still working
| When you were born | Preservation age |
| Before 1 July 1960 | 55 |
| 1 July 1960 – 30 June 1961 | 56 |
| 1 July 1961 – 30 June 1962 | 57 |
| 1 July 1962 – 30 June 1963 | 58 |
| 1 July 1963 – 30 June 1964 | 59 |
| After 30 June 1964 | 60 |
Your pension age, for access to the government Age Pension is different to the preservation age outlined above.