Selecting your investment option
Some Telstra Super Personal Plus members and all Telstra Super RetireAccess® members are required to complete an application form to join Telstra Super. The application form will ask you to nominate your investment choice upon joining.
For members working for Telstra or an associated company, your super account is automatically opened upon advice from your employer that you have commenced work. Once Telstra Super receives notification from your employer you will be sent a welcome kit from Telstra Super which contains important information about your super arrangement and will include an Investment Choice form (48kb) allowing you to nominate your investment choice. To elect an investment option you will need to complete the Investment Choice form and return it to Telstra Super.
If you automatically transfer into Telstra Super Personal Plus upon ceasing employment with the Telstra Group, any investment option you previously elected will be carried across to your new arrangement. You can change this at any time.
Not sure which option is right for you?
If you'd rather not select an investment option, that's not a problem. We'll invest your money in the appropriate default option depending on your age.
Our investment basics pages have been designed to provide you with general investment information in order to help you make your own investment choice. For more information on the investment options available to you, visit the investment option pages.
Understanding the investment options available will help you make the right choice. You should consider taking the following steps before you decide:
Changing your investment option
You can change your investment option as often, or as little as you like. The first four switches each financial year are free. Fifth and subsequent changes to your investment option in any financial year will incur a charge of 0.2% of assets moved.
You can change your investment option by:
The earning rate of your current investment option will apply until the effective day. However Telstra Super Pty Ltd reserves the right to adjust the earning rate to reflect market movements and equity among members.
Changing your investment option will also affect how investment returns are allocated to your account. To find out how your account is affected when you change investment options, visit our How unit prices work page.