When to review your insurance

Getting married or having a baby? Taking out a mortgage or renovating? Each of these major events is considered a "Life Event" under our insurance policy and provides an opportunity to review whether your insurance cover still meets your increased financial obligations.

You can apply for voluntary Death only or Death & TPD cover without providing medical evidence, following a specified Life Event (conditions apply – refer to the relevant Insurance Guide for details).

Life Events include certain changes that may impact your personal or financial situation, such as:

  • Birth or adoption of children;
  • Marriage or divorce;
  • Start or end of a "recognised relationship"^ including a civil partnership;
  • A new mortgage for the purchase or construction of a home or investment property;
  • Financing a renovation with a minimum cost of $30,000;
  • Child starting primary or secondary school;
  • Death of a spouse;
  • Buying a business with a business loan of more than $100,000;
  • Turning 30, 40, or 45 years of age.

Applying for Life Events cover

To apply for Life Events cover, log into your online account* or complete and submit a Life Event Application Form, along with the required supporting documentation.

A Life Event application will generally be accepted provided you meet the eligibility criteria and provide satisfactory documentation supporting the occurrence of the life event.

Read through the relevant Insurance Guide or for help with your insurance options, simply call us on 1300 033 166. 

*Eligible members only. Or you can download most forms from telstrasuper.com.au/forms.

^For a full definition of "recognised relationship", please refer to the relevant Insurance Guide.

Any general advice has been prepared without taking into account your objectives, financial situation or needs. Before you act on any general advice, you should consider whether it is appropriate to your individual circumstances. Before making any decision, you should obtain and read the relevant Product Disclosure Statement and Target Market Determination. You may wish to consult an adviser before you make any decisions relating to your financial affairs. To speak with an Adviser from TelstraSuper Financial Planning call 1300 033 166.