Direct Access
Objective
To provide members with the choice and flexibility to manage part of their super.
Who should invest?
Those who are comfortable taking an active role managing their super investment.
Investment strategy
Allows members to invest a proportion of their super in their choice of:
- Australian shares that form part of the S&P/ASX 300 Index
- other listed securities such as Exchange Traded Funds (ETFs) approved by the Trustee; and
- a range of approved term deposits.
Return objective
The return will depend on the mix of investments selected by individual members.
Investment timeframe
The minimum suggested timeframe will depend on the investments selected by individual members. The minimum suggested timeframes that generally apply to the investments in the Direct Access option are:
- term deposits: 1 years or less
- approved Exchange-Traded Funds: 8-10 years
- listed securities and Australian share that form part of the S&P/ASX 300. Index: 8-10 years.
Risk objective
The risk level will depend on the mix of investments selected by individual members. The risk levels that generally apply to the investments in Direct Access option are:
- term deposits: very low risk
- listed securities such as ETFs, and Australian Shares that form part of the S&P/ASX 300 Index: very high risk.
The likelihood of a negative return will vary depending on each member’s allocation to shares, Exchange Traded Funds and term deposits and other listed securities, and the performance of the investments selected by individual members.
Long-term strategic investment mix
The mix of growth and defensive assets will depend on the mix of investments selected by individual members. The growth/defensive characteristics that generally apply to the investments in the Direct Access option are:
- term deposits: defensive assets
- approved Exchange Traded Funds: growth or defensive assets
- listed securities and Australian shares that form part of the S&P/ASX 300 Index: growth assets.
For further information download and read the Direct Access Product Guide.
Find out more
As with any investment option, it’s important to ensure that the choices you make suit your long-term investment strategy and individual goals and circumstances.
List of exchange-traded funds (ETFs)
Eligibility criteria for Direct Access
The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.Portfolio holdings disclosure
TelstraSuper is proud of our investment track record and approach to responsible investment. To provide a better understanding of what that means and how we invest our funds on behalf of our members, every 30 June and 31 December reporting date we take a “snapshot” of our portfolio holdings‡ and then break it down to show the investment allocations for each investment option. In line with current legislation, this information is made available within 90 days of each reporting date and is presented to meet the required reporting and formatting standards. For more information please see the Investments - Portfolio Holdings Disclosure section of our FAQs page.
‡ The portfolio holdings information disclosed is current only on the applicable 30 June or 31 December reporting date in a particular year. Portfolio holdings information is only updated twice a year on a date that is within 90 days after a reporting date. The portfolio holdings disclosures are made for informational purposes only and do not constitute any recommendation and/or endorsement to any person to buy or sell any investment or employ and/or implement any particular investment strategy. Any general advice on this website document has been prepared without taking into account your objectives, financial situation or needs. Before you act on any general advice in this document, you should consider whether it is appropriate to your individual circumstances. Before making any investment decision, you should obtain and read the relevant product disclosure statement. You may wish to consult a financial adviser before you make any decisions relating to your financial affairs. Past performance is no indicator of future returns.