Death and Total & Permanent Disablement

We all may like to think we're invincible, but it's important to have a plan in place just in case the worst does happen. That's why we have insurance options designed to offer financial assistance at a time when you or your family may need it most.

Death and Total & Permanent Disablement (TPD) cover

In the unfortunate event of your death or total and permanent disablement, your insurance cover means that you, your dependant(s) and/or your legal personal representative could receive a lump sum insurance payment in addition to your super account balance.

Depending on the membership category you're in, you may be eligible for a minimum age-based level of Death and TPD cover. You may also be able to apply for top-up cover up to $5 million total TPD cover and unlimited Death cover.

Find out more about changing your insurance cover

You may also be able to apply for additonal Death only and Death and TPD insurance cover without supplying medical evidence upon the occurrence of a specified Life Event (e.g. marriage, birth of a child, taking out or increasing a mortgage) and/or transfer of any externally held Death only or Death and TPD insurance to TelstraSuper and have it matched at our competitive group rates – see Life events for details. 

Death and TPD cover is available to:

  • Corporate Plus members (people who work for Telstra or related employers)
  • Personal Plus members (people who have left Telstra or are related to a Telstra or former Telstra employee)
  • Division 5 Defined Benefit members
  • Division 2 Defined Benefit members 
  • RetireAccess members (people who are receiving an income stream payment) – Death cover only
  • Sensis Super Plus - Defined Benefit members 

For more information on the Death and TPD cover available read the relevant PDS or Insurance Guide for your plan.

Terminal illness

In the unfortunate circumstance you are diagnosed with a terminal illness you can apply to be paid a terminal illness benefit. You don't have to have stopped working to qualify for this benefit. This is the early payment of your death benefit.

We're here to help

At TelstraSuper we're here to help you build a secure financial future. TelstraSuper Financial Planning that has a team of phone based Advisers who can help you work out how much insurance you need.  If you’d like to discuss your insurance or if you have any other financial advice queries contact us on 1300 033 166 or fill in our online contact form.  There's no additional charge for our phone based service as this is included in your TelstraSuper membership. 

Online contact form