So how do you make your super work hard for you so you can achieve your goals? Here are some steps you can take to maximise your super.

Boost your super

Putting extra contributions into your super is the best way to grow your super. The earlier you start the better, but even if you're starting late in life you can still have a positive impact on your final balance.

Start making contributions from your pre or post-tax salary today.

Use our pre-tax vs post tax contributions calculator to compare these contribution types and see the impact on your take home pay.

Try the calculator

Draw from your super while you're still working

If you've reached your preservation age and are still working, a Transition to Retirement income stream could work for you. You contribute as much as you can to super pre-tax (there are limits on how much you can contribute before extra tax may apply) and top up your income from a tax effective retirement income stream.

Learn more about Transition to Retirement

Make the most of super tax savings

Super provides a range of tax incentives which makes it an attractive form of savings. Understanding how you can benefit from the tax benefits of super can help you achieve your goals.

Learn more about super tax savings

Choose the right investment option

How your money is invested can have a big impact on your final outcome. Choosing an option that suits your comfort for risk and return is important.

Learn more about investment options