Investment returns

How each of our investment options have performed over a range of time frames.

TelstraSuper is committed to helping our members build a financially secure future. These returns apply to funds held in your accumulation account, unless you are a TelstraSuper RetireAccess® member, in which case the returns apply to your income stream. Detailed performance figures for the Diversified Income option are included below. 

TelstraSuper Personal/Corporate Plus & TTR Income stream*

Annualised investment returns to 31 Aug 2017

Investment option 12 months 3 years 5 years 7 years 10 years Since inception**
Growth 10.06% 7.39% 11.59% 9.81% 5.02% 7.68%
Balanced 8.57% 6.85% 10.34% 9.08% 5.45% 7.62%
Defensive Growth 7.10% 7.24% 8.98% 8.65% - 8.83%
Conservative 5.84% 5.70% 7.46% 7.02% 5.47% 6.18%
Diversified Income 7.30% 6.20% 8.48% - - 8.98%
International Shares 12.21% 8.86% 13.75% 10.94% 5.19% 5.30%
Australian Shares 10.82% 5.44% 10.64% 9.19% 4.85% 8.71%
Property 8.62% 11.46% 11.31% 10.05% 2.01% 6.18%
Fixed Interest 2.07% 3.64% 4.11% 4.78% 4.89% 4.82%
Cash 1.84% 2.11% 2.40% 2.89% 3.37% 4.00%

* These returns do not apply to RetireAccess members. The accumulation investment returns are net of indirect investment costs and investment taxes but before the deduction of any applicable administration fee, indirect administration costs or rebate.

The investment returns shown above for the Growth, Balanced and Conservative options (which form stages of TelstraSuper's MySuper arrangement) are different to those appearing in the MySuper Product Dashboard, which are displayed net of administration fees, indirect administration costs, indirect investment costs and investment taxes (refer to the MySuper Product Dashboard for more information). Past performance is not a reliable indicator of future performance.

** The returns shown are the actual returns since inception. The Property and Fixed Interest options commenced on 1 January 2004, the Australian and International Shares options on 1 July 2001,  and the Conservative option on 1 July 1999. The Defensive Growth option was introduced on 1 July 2010 and the Diversified Income option was introduced on 2 July 2012. As such, no long-term historical investment returns are available. Notional returns have not been included as the structure of the option is not based on the performance of a single index. The investment return for the Diversified Income option has been calculated on the basis of daily movements in unit prices and distributions payable to members, as if distributions are reinvested in the option's asset pool. Distributions are not actually reinvested, they are paid into the accounts of eligible members effective the first business day of each calendar month and are invested in the Cash option. Past distributions are not a reliable indicator of future distributions. Distributions are not guaranteed. All remaining options commenced on 1 January 1997.

TelstraSuper Retirement income stream^

Annualised investment returns to 31 Aug 2017

Investment option 12 months 3 years 5 years 7 years 10 years Since inception**
Growth 10.60% 7.85% 12.85% 11.03% 5.70% 8.07%
Balanced 9.31% 7.49% 11.65% 10.32% 6.20% 8.14%
Defensive Growth 7.35% 7.61% 9.80% 9.31% - 9.54%
Conservative 6.39% 6.20% 8.32% 7.92% 6.13% 7.04%
Diversified Income 8.02% 7.03% 9.37% - - 9.98%
International Shares 12.65% 9.49% 15.36% 12.38% 5.90% 5.85%
Australian Shares 11.48% 5.66% 11.62% 10.20% 5.46% 9.61%
Property 10.11% 12.90% 12.92% 11.59% 2.30% 7.01%
Fixed Interest 2.30% 4.13% 4.71% 5.50% 5.66% 5.60%
Cash 2.12% 2.42% 2.75% 3.34% 3.92% 4.62%

^These returns do not apply to TelstraSuper accumulation members. The TelstraSuper RetireAccess investment returns are net of indirect investment costs but before the deduction of any applicable indirect administration cost, administration fee or rebate. 

** The returns shown are the actual returns since inception. The Property and Fixed Interest options commenced on 1 January 2004, the Australian and International Shares options on 1 July 2001,  and the Conservative option on 1 July 1999. The Defensive Growth option was introduced on 1 July 2010 and the Diversified Income option was introduced on 2 July 2012 and as such, no long-term historical investment returns are available. Notional returns have not been included as the structure of the option is not based on the performance of a single index.

The investment return for the Diversified Income option has been calculated on the basis of daily movements in unit prices and distributions payable to members, as if distributions are reinvested in the option's asset pool. Distributions are not actually reinvested, they are paid into the accounts of eligible members effective the first business day of each calendar month and are invested in the Cash option. Past distributions are not a reliable indicator of future distributions. Distributions are not guaranteed.

Diversified Income option (Accumulation)

Investment returns to 31 Aug 2017

Investment option MONTH QUARTER FYTD 12 MONTHS 3 YEARS
Growth return 0.07% -0.25% -0.24% 3.02% 2.13%
Distribution return 0.16% 0.81% 0.69% 4.28% 4.06%
Total return 0.23% 0.56% 0.45% 7.30% 6.20%

Diversified Income option (TelstraSuper RetireAccess)

Investment returns to 31 Aug 2017

Investment option MONTH QUARTER FYTD 12 MONTHS 3 YEARS
Growth Return 0.16% -0.24% -0.16% 2.95% 2.24%
Distribution return 0.19% 1.01% 0.80% 5.08% 4.79%
Total Return 0.35% 0.77% 0.64% 8.02% 7.03%

Market update

For an overview of how investment markets, both domestically and overseas, have been tracking over the last month, check out our monthly market update.