High Growth option
Objective
To build an investment portfolio to achieve the stated return objective within the stated risk parameters over the specified timeframe.
Who should invest?
This option suits those who are prepared to accept high levels of investment market fluctuations in exchange for potentially higher returns, particularly over the short term. It is also suited for members who want part of their superannuation to be exposed to technology and innovation investments, alongside other industries. Compared to the other TelstraSuper investment options, this option involves a higher level of risk to target greater returns over the longer term. As a result, the value of your investment may rise or fall in the short term.
Investment strategy
The High Growth option has a strong bias towards higher growth assets, such as Australian and International Shares and Private Markets, with a tilt towards technology and innovation investments as part of the portfolio. It has a small allocation towards defensive assets such as Cash.
Return objective
Corporate Plus, Personal Plus and TTR income stream members: Outperform CPI + 4.0% p.a.
Retirement income stream members: Outperform CPI +4.5%
For the purpose of setting and measuring the return objective, a time horizon of 10 years has been used
Investment timeframe
The recommended investment timeframe for this option is 10 years plus. Members should consider investing in this option for at least a 10 year time-horizon. This timeframe provides an indication of the typical length of time over which investments in this option should be expected to be held.
Risk characteristics
Consistent with its higher return objective, the High Growth option is expected to have the highest level of short-term investment risk of TelstraSuper’s diversified investment options. This option’s risk characteristics using TelstraSuper’s four measures of investment risk are:
The High Growth option’s Standard Risk Measure* is for a “high” level of risk expected to generate 4 to less than 6 negative annual returns over any 20-year period.
Long-term strategic investment mix^
90.0% Growth assets
10.0% Defensive assets
High Growth option investment mix and asset ranges
The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed. .
* The Standard Risk Measure is a standardised way of communicating investment risk that has been developed by the Association of Superannuation Funds of Australia (ASFA) and the Financial Services Council (FSC)
^The long-term investment mix is used as a strategic guide for investing. This split of defensive and growth assets can vary from time to time as investment in each asset class may vary within the allowable ranges.
High Growth option returns†
The High Growth option was introduced on 2 October 2023 and no historic returns are available for this option.
Portfolio holdings disclosure
TelstraSuper is proud of our investment track record and approach to responsible investment. To provide a better understanding of what that means and how we invest our funds on behalf of our members, every 30 June and 31 December reporting date we take a “snapshot” of our portfolio holdings‡ and then break it down to show the investment allocations for each investment option. In line with current legislation, this information is made available within 90 days of each reporting date and is presented to meet the required reporting and formatting standards. For more information please see the Investments - Portfolio Holdings Disclosure section of our FAQs page.
‡ The portfolio holdings information disclosed is current only on the applicable 30 June or 31 December reporting date in a particular year. Portfolio holdings information is only updated twice a year on a date that is within 90 days after a reporting date. The portfolio holdings disclosures are made for informational purposes only and do not constitute any recommendation and/or endorsement to any person to buy or sell any investment or employ and/or implement any particular investment strategy. Any general advice on this website document has been prepared without taking into account your objectives, financial situation or needs. Before you act on any general advice in this document, you should consider whether it is appropriate to your individual circumstances. Before making any investment decision, you should obtain and read the relevant product disclosure statement. You may wish to consult a financial adviser before you make any decisions relating to your financial affairs. Past performance is no indicator of future returns.