Property

Objective

To build an investment portfolio to achieve the stated return objective within the stated risk parameters over the specified timeframe.

Who should invest?

Those who wish to generate investment returns through investing in property and accept that this option involves a moderate level of risk.

Investment strategy

The Property option invests exclusively in property-based assets, including both Listed Property Trusts and Unlisted Property. For diversification reasons, this may include investment in international property and mortgages or loans secured by property assets.

Return objective

Corporate Plus and Personal Plus members: Outperform CPI + 3% p.a.
RetireAccess members: Outperform CPI + 3.5% p.a.

Investment timeframe

5 - 7 year periods.

Risk characteristics

Consistent with its return objective, the Property option is expected to generate lower returns and short-term investment risk than TelstraSuper’s Australian and International Shares investment options, but higher levels than the Cash and Fixed Interest single-asset class options. This option’s risk characteristics using TelstraSuper’s four measures of investment risk are summarised in the diagrams below:

The Property option’s Standard Risk Measure* is for a “high” level of risk expected to generate 4 to less than 6 negative annual returns over any 20 year period.

Long-term strategic investment mix

57.5% growth assets

42.5% defensive assets

Property option investment mix and asset ranges

The aim of this information is to provide members with investment objective and strategy details (including investment mix) that we consider members reasonably need to understand the fund's investments and reflect the manner in which objectives and strategies have been formulated by the Trustee pursuant to superannuation law and discretionary powers under the Trust Deed.

* The Standard Risk Measure is a standardised way of communicating investment risk that has been developed by the Association of Superannuation Funds of Australia (ASFA) and the Financial Services Council (FSC)

Property option returns

  Accumulation returns TelstraSuper RetireAccess returns
2019/2020  1.29%  1.81%
2018/2019   9.95%  10.73%
2017/2018 11.96% 13.56%
2016/2017 10.07% 11.34% 
2015/2016 13.34% 13.82%
2014/2015 10.78% 12.99%
2013/2014 12.95% 14.76%
2012/2013 8.89% 10.84%
2011/2012 5.26% 6.41%
5 year returns 9.24% 10.16%

Past performance is not a reliable indicator of future performance. The accumulation investment returns are net of investment fees and investment taxes, but before deducting any administration fee or indirect administration cost. The TelstraSuper RetireAccess investment returns are net of investment fees but before deducting any administration fee or indirect administration cost.