Now that you've decided to leave work altogether, it's time to think about how you want to receive a regular income in retirement. We can help you work out the best way to make your money work for you.
Our RetireAccess Income Stream allows you to draw a regular income and continue to invest your savings in a way that meets your objectives so you can spend your time enjoying retirement and still have your savings work for you.
Your pay cheque in retirement
You rely on a pay cheque throughout your working life – how will you pay yourself in retirement? There are tax advantages to keeping your savings in super and drawing an income stream. An income stream gives you the flexibility to control your income and investments without the stress of managing your money on your own.
- TelstraSuper RetireAccess (Pension)
- Investment choices
- How much will you need throughout retirement
- Centrelink benefits – are you eligible
Retirement 101 – things to think about
Planning for retirement is about more than just your finances. There are other things to work through to ensure you enter into retirement without any surprises. Below are some of the key things to think about as you near retirement.
- Estate Planning
- Creating a will
- Gifting rules
Advice to help you maximise your savings
Getting financial advice when you are nearing retirement is important. Financial advice can help prepare you financially so that you can ease into retirement without money concerns. We have a range of advice options to suit your needs. TelstraSuper Financial Planning offers general and simple personal advice over the phone as part of your TelstraSuper membership and comprehensive personal advice where an Adviser can prepare strategies tailored to your individual needs and goals.Financial planning and advice