Your goals are our goals
A leading profit-to-member fund with solid long-term performance*
A leading profit-to-member fund with solid long-term performance*
It’s simple, really. We’re a leading profit-to member super fund. Everything we do is for our members – full stop. Every day, we aim to build a financially secure future for you so we can help you have a more comfortable retirement. Here are 6 ways we do this.
We aim to keep our fees as low as possible so more profits can go to you.
Super can be complex. Speak to our Member Services teams for information that’s easily delivered, at no additional cost^^ to you.
Fund profits are for you, our members, not shareholders. Isn't that a much smarter way to build wealth for members' retirement?
For the past 16 years we’ve been ranked one of the top Australian funds by SuperRatings,** receiving a platinum rating along with a cabinet full of super awards.
Our diversified investments are strong performers over the long-term*, which could mean more money for you in retirement.
We care about your future – we consider environmental, social and governance factors when making investments.
Choosing the right super fund now can make a big difference in retirement. But looking at returns and fees separately doesn’t always tell the full story. The net benefit looks at the growth your super is providing in returns and takes out the fees and costs to give you the full picture of how your super is performing.
According to the Net Benefit* modelling by SuperRatings#, if you’d joined TelstraSuper 10 years ago with $100,000 invested in the Growth option and a starting salary of $80,000, you’d be approximately $15,000 better off than the median fund* and approximately $27,000 better off than a median retail super fund*. For the Balanced option you’d be approximately $12,000 better off than the median fund^ and approximately $29,000 better off than a median retail super fund^.
Net Benefit modelling performed for TelstraSuper by SuperRatings as at 30/06/2020. Investment returns are not guaranteed. You can read all the applicable assumptions here.
Our three main diversified options (Growth, Balanced and Conservative) all perform above the median average. This is when ranked against similar types of investment options in other funds surveyed by SuperRatings.+
10 year investment returns as at 30 June 2020++
• Conservative 6.26%
• Balanced 7.79%
• Growth 8.49%
Hear what our members have to say
#Comparisons are modelled by SuperRatings, commissioned by TelstraSuper. Modelled outcomes show the average difference in ‘net benefit’, a measure of investment earnings after fees and taxes have been taken out. Net benefit modelling results are based on a starting balance of $100,000 and salary of $80,000 invested over 10 years. No adjustments have been made to the figures to take into account the effect of inflation on purchasing power since this time.
*The results compare TelstraSuper’s Balanced option with the median of the balanced options of funds tracked by SuperRatings (253 funds) in respect of the net benefit. The results also compare TelstraSuper’s Balanced option with the median Master Trust Retail super funds tracked by SuperRatings (123 funds) in respect of net benefit that have a comparable balanced option to the TelstraSuper Balanced option. Comparisons are made over a 10 year performance history, taking into account historical earnings and fees – excluding contribution, entry, exit, insurance and additional adviser fees that may have been charged over that period. See full assumptions here. As comparisons are made against the median, outcomes will vary between individual fund comparisons..
^The results compare TelstraSuper’s Growth option with the median of the growth options of funds tracked by SuperRatings (149 funds) in respect of net benefit. The results also compare TelstraSuper’s Growth option with the median Master Trust Retail super funds tracked by SuperRatings (83 funds) that have a comparable growth option to the TelstraSuper Growth option. Comparisons are made over a 10 year performance history, taking into account historical earnings and fees – excluding contribution, entry, exit, insurance and additional adviser fees that may have been charged over that period. See full assumptions here. As comparisons are made against the median in respect of net benefit, outcomes will vary between individual fund comparisons.
The Trustee makes no representations or warranties in relation to the suitability, accuracy, currency or completeness of the information on third party websites.
+Based on Monthly SuperRatings Comparison over a 10 year period up to 31 May 2019, which you can only access by registering on the SuperRatings website. For further information about SuperRatings ratings and methodologies go to superratings.com.au
+ +These returns do not apply to RetireAccess members. The accumulation investment returns are net of indirect investment costs and investment taxes but before the deduction of any applicable administration fee, indirect administration costs or rebate. Past performance is not a reliable indicator of future performance.
^Comments from members provided in the Net Promoter Score Survey 2018.
*Based on Monthly SuperRatings Comparison for Balanced, Growth and Conservative investment options over a 10 year period up to 31 December 2020, when compared with the performance of similar types of investment options in other funds surveyed by SuperRatings, which you can only access by registering on the SuperRatings website. For further information about SuperRatings ratings and methodologies visit their website. Any general advice in this document has been prepared without taking into account your objectives, financial situation or needs. Before you act on any general advice in this document, you should consider whether it is appropriate to your individual circumstances. Before making any decisions, you should obtain and read the relevant Product Disclosure Statement. Past performance is no indication of future performance.
^CSBA FEAL Superannuation Customer Experience Benchmarking Program, February -March 2020 Member Survey
**The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). TelstraSuper has received a Platinum rating from SuperRatings over the past 16 years. Visit www.telstrasuper.com.au/about-us/awards to find out more.
*** TelstraSuper provides super benefits to current and former employees of Telstra, Foxtel, Sensis, other Telstra associated companies (Telstra Group), and Telstra approved employers (Telstra Stores), as well as their eligible family members and friends.
^^Includes general and simple personal advice about your TelstraSuper account over the phone.