Discounted health insurance with HCF

TelstraSuper has an alliance with leading health fund HCF, to give our members access to quality health cover at a lower price. This means you and your immediate family can enjoy access to a discount of up to 5% on premiums across HCF's corporate range of hospital and extras cover.

HCF bonus banner

Joining bonus for TelstraSuper members

Take out couples or family Hospital and Extras cover between 1 to 30 June 2018 and receive a $100 EFT reward! Members taking out singles Hospital and Extras cover receive a $50 EFT reward^. To take advantage of this offer call HCF on 1800 888 434.

What's on offer?

In addition to a discount of up to 5% on premiums you will also receive:

  • More cover – take out hospital and extras cover and HCF will waive the usual 2 & 6 month waiting periods on extras; letting you claim immediately on services such as dental, optical, physio and more*
  • More savings – only one hospital excess is payable per person per calendar year and no excess is charged for your dependant children
  • Access to the My Health Guardian program – a unique online program to help you take charge of your health and well-being 
  • 10% member discount on travel insurance and pet insurance.
^Open to Australian residents 18+. Member must provide a valid email address to receive the EFT reward. HCF may take up to 12 weeks from the date of first monthly payment to process and issue an EFT reward to an Eligible Person. Exclusions on entry apply - terms and conditions apply and can be obtained by calling the HCF Corporate Sales Representative for TelstraSuper. Member must pay for 1 month to qualify for gift. Limit 1 gift per policy.

  • Quality health cover at an affordable price

    Ensuring you and your family have adequate health cover is an important consideration. While private health insurance can be considered expensive, avoiding private health cover may leave you exposed to the Government's Medicare Levy Surcharge and Lifetime Health Cover loadings.

    Recognising these issues faced by our members, TelstraSuper negotiated HCF private health cover with a discount of up to 5% on premiums. It is another benefit for TelstraSuper members.

  • Why HCF?

    Established for over 80 years, HCF is Australia's largest not-for-profit health fund. This means that, like TelstraSuper, HCF exists to benefit members. HCF has a range of great value cover options available that offer genuine value for money, and they consistently return more in benefits than the industry average.

    In recognition of their excellent value-for-money offering, leading ratings agency, Canstar Cannex, awarded HCF their top national award in 2014 - for the sixth year in a row!

    HCF has also been recognised for providing the most outstanding customer service in Australia, winning the 'Best of the Best' title at the 2013 Customer Service Institute of Australia (CSIA) awards.

  • Switching to HCF is easy

    HCF will contact your current health fund and do the paperwork for you. Providing you are switching to an equivalent level of health cover, you won't have to re-serve waiting periods

Start saving on your health cover

To get a no obligation quote or apply for discounted cover online access the HCF website.

Alternatively you can contact HCF on its dedicated TelstraSuper number 1800 888 434. You will need your member number when applying for cover.

If you are an existing HCF member, simply quote your TelstraSuper member number to HCF to receive a discount of up to 5%.

* For new members taking out hospital and extras cover. Some longer waiting periods apply. All hospital services (including the same day excess) and ambulance services are excluded from this offer.