Building wealth

Career focused and earning a good income? Whether you're getting married, moving house or starting or growing your family, balancing increased debt means your finances become more complex and things like insurance become very important.

Super may not be a priority but there are actions you can take to ensure your savings don’t get left behind and you protect your wealth.  

Content tile image

Your investments

As life changes you may want to take more or less risk with your investments. You can choose your investment options through your TelstraSuper account. Choosing your investment option doesn’t have to be complex but your investments can play a big role in your final outcomes so they are worth spending some time on. 

Learn more about investments
Content tile image

Growing your super

Now’s the time to start growing your super.  There are different tax effective strategies depending on your income.  If you have a partner on a career break you can help them top up their super by contributing into their super.   There are also government and tax incentives to make extra contributions into your account.

Boost your super
Content tile image

Protecting your wealth and family

As your debt and expenses increase, it’s important to review if your current  insurance cover is still adequate.  Would you be able to cover all your bills if something happened to you?  As a member of TelstraSuper you may have Death and Total and Permanent Disablement (TPD) cover as well as Income Protection cover but as life changes you should review your cover to make sure you and your family are protected.  

Learn more about insurance

When your circumstances change

The only constant in life is change. Throughout your lifetime you’ll most likely take on new jobs, you may be made redundant, take time off for children or even separate from your spouse.  During these times it’s good to review your finances. We have a team of professionals who can help you through life changes to make sure you stay on track to achieve your financial goals. 

  • changing jobs
  • redundancy  
  • maternity/paternity leave 
  • separation

Changing jobs  Life changes

Managing your debt and wealth outside of super

What does your financial picture look like?  You may have large amounts of debt through a home loan, be paying school fees and may have wealth outside of super that may not be working as hard for you as it could be. We can help you keep your finances stay on the right track.  

  • estate planning (wills, inheritance, death, gifting)
  • debt reduction 
  • taxation 
  • financial planning 
  • paying of your home loan sooner
Advice for all stages of life

Need more help with your super?

Getting financial advice when you are nearing retirement is important. Financial advice can help prepare you financially so that you can ease into retirement without money concerns. We have a range of advice options to suit your needs. TelstraSuper Financial Planning offers simple advice over the phone as part of your TelstraSuper membership to more comprehensive personal advice where an Adviser can prepare strategies tailored to your needs and goals.

Financial planning and advice
*To find out more about Direct Access, including the terms and conditions of use, eligibility criteria and current term deposit and CTA rates, view our range of online education resources.